Qonda izinhlobo ezahlukene zamalayisensi ezezimali atholakala eMalta.

I-Malta inikeza amalayisense ezezimali ahlukahlukene ezinkampanini ezifisa ukuwathola esiqhingini. Amalayisense ezezimali atholakala eMalta ami kanje:

1. Ilayisense Yezinsizakalo Zezezimali ze-Malta: Le layisensi eyamabhizinisi ase-Malta afisa ukunikeza izinsizakalo zezezimali kumakhasimende abo. Inika amandla izinkampani ezise-Malta ukuthi zinikeze izinsizakalo ezifana nokuphathwa kwephothifoliyo eMalta, ukuhweba kwe-Malta, iseluleko sokutshala izimali kanye nokuhweba eMalta.

2. Ilayisense Yezinsizakalo Zokukhokha Zase-Malta: Le layisensi eyamabhizinisi ase-Malta afisa ukunikeza izinsizakalo zokukhokha eMalta kumakhasimende abo. Inika amandla amabhizinisi aseMalta ukuthi ahlinzeke ngezinsizakalo ezinjengokudluliselwa kwemali eMalta, amakhadi esikweletu nezinsizakalo zokukhokha online.

3. Ilayisense Yezinsizakalo Zokuhwebelana Kwe-Malta: Le layisensi eyezinkampani ezifisa ukunikeza izinsizakalo zokuthengisa kumakhasimende azo ase-Malta. Inika amandla izinkampani ukuthi zinikeze izinsizakalo ezifana ne-stock brokerage eMalta, ukuhweba ngemali kanye ne-commodity brokerage eMalta.

4. Ilayisense Yezinsizakalo Zokuphathwa Kwesikhwama Se-Malta: Le layisensi ihloselwe izinkampani ezifisa ukunikeza izinsizakalo zokuphatha isikhwama kumakhasimende azo ase-Malta. Inika amandla izinkampani eziseMalta ukuthi zinikeze izinsiza ezifana ne-Mutual Fund Management eMalta, Investment Fund Management kanye neHedge Fund Management eMalta.

5. Ilayisense Yamasevisi Ebhange Lase-Malta: Le layisensi eyezinkampani ezifisa ukunikeza izinsizakalo zebhange kumakhasimende azo ase-Malta. Ivumela amabhizinisi aseMalta ukuthi ahlinzeke ngezinsizakalo ezifana nama-akhawunti asebhange aseMalta, imali mboleko namakhadi esikweletu eMalta.

Kafushane, iMalta inikeza amalayisense ezezimali ahlukahlukene eMalta kumabhizinisi afisa ukuwathola esiqhingini. Lawa malayisensi e-Malta afaka amalayisense ezinsizakalo zezezimali eMalta, izinsizakalo zokukhokha eMalta, izinsizakalo zokuthengisa e-Malta, izinsizakalo zokuphatha izikhwama nezinsizakalo zebhange eMalta. Ngayinye yalawa malayisensi inikeza ngamasevisi athile futhi ivumela izinkampani ezise-Malta ukuthi zinikeze izinsizakalo zezezimali kumakhasimende azo.

Ungalithola kanjani ilayisense lezezimali eMalta.

Ukuze uthole ilayisensi yezezimali eMalta, kufanele uqale ugcwalise ifomu lesicelo bese ulithumela ku-Malta Financial Services Authority (MFSA). Kufanele futhi unikeze ulwazi oluningiliziwe mayelana nebhizinisi lakho eMalta, okuhlanganisa ulwazi mayelana nesabelomali sakho, isakhiwo senhlangano kanye nohlelo lwebhizinisi.

Uma isicelo sakho selayisensi yezezimali sesithunyelwe, sizobuyekezwa yi-MFSA futhi uzothola isaziso ngesinqumo. Uma isicelo sakho sivunyiwe eMalta, uzodinga ukukhokha imali yelayisensi futhi unikeze imibhalo eyengeziwe ukuze ugcwalise isicelo sakho.

Uma usunikeze wonke amadokhumenti adingekayo futhi ukhokhe imali yelayisensi ye-Malta, i-MFSA izokunikeza ilayisense yezezimali eMalta. Ngemuva kwalokho kuzodingeka ukuthi uhambisane nezidingo zokulawula kanye nezinqubo zokuthobela ezibekwe yi-MFSA.

Izinzuzo kanye nokubi kwamalayisensi ezezimali eMalta.

Izinzuzo eMalta

I-Malta inikezela ngamalayisense ezezimali ahlukahlukene angasetshenziselwa imisebenzi ehlukahlukene yebhizinisi. Izinzuzo eziyinhloko zalawa malayisensi yilezi:

• Imithethonqubo evumayo: I-Malta iyizwe eliyilungu le-EU futhi inohlaka lokulawula oluhle lwamabhizinisi ezezimali eMalta. Izinkampani ezithola ilayisense yezezimali e-Malta ziyazuza endaweni yokulawula ezinzile futhi ebikezelwayo.

• Izindleko eziphansi: Izindleko ezihambisana nokuthola ilayisense yezezimali eMalta ziphansi uma kuqhathaniswa nezinye izindawo.

• Ukufinyelela ku-EU: Izinkampani ezithola ilayisense yezezimali eMalta zingafinyelela kuyo yonke imakethe ye-EU.

• Inethiwekhi yamabhange: I-Malta inenethiwekhi yamabhange eqinile nehlukene enikeza izinkampani zezezimali ukufinyelela kumasevisi ebhange asezingeni eliphezulu.

Ukungalungi eMalta

Ngaphandle kwezinzuzo eziningi ezinikezwa amalayisense ezezimali eMalta, kukhona futhi nokubi:

• Izindleko zokuthobela imithetho: Izinkampani ezise-Malta ezithola ilayisense yezezimali e-Malta kufanele zithobele izimfuneko zokulawula futhi izindleko zokuthobela zingaba phezulu.

• Imithetho eqinile: Izinkampani ezise-Malta ezithola ilayisense yezezimali eMalta kufanele zilandele imithetho eqinile nezinqubo zokuhambisana nayo.

• Ingcuphe yesithunzi: Izinkampani ezise-Malta ezithola ilayisense yezezimali e-Malta zingase zibe sengozini yokuduma uma zehluleka ukuthobela izimfuneko zokulawula.

Izidingo zokulawula zokuthola ilayisensi yezezimali eMalta.

Ukuze uthole ilayisensi yezezimali eMalta, izinkampani kufanele zihlangabezane nezidingo zokulawula ze-Malta Financial Services Authority (MFSA). Lezi zidingo zenzelwe ukuqinisekisa ukuvikelwa kwabathengi kanye nokuzinza kohlelo lwezezimali.

Amabhizinisi ase-Malta afisa ukuthola ilayisense yezezimali eMalta kumele aqale afake isicelo ku-MFSA. Isicelo eMalta kumele sifake imininingwane enemininingwane mayelana nenkampani, imisebenzi yayo kanye nemikhiqizo yayo. Isicelo kufanele futhi sifake ulwazi mayelana nezikhulu zenkampani kanye nabanikazi bamasheya.

Uma isicelo selayisensi ye-Malta sesithunyelwe, i-MFSA izohlola inkampani nabaqondisi bayo kanye nabanikazi bamasheya. I-MFSA izophinde ibuyekeze imikhiqizo namasevisi ahlinzekwa yinkampani futhi iqinisekise ukuthi ihambisana nemithetho nezimiso ezisebenzayo.

Uma ukuqinisekiswa sekuqediwe, i-MFSA izokhipha ilayisense yebhizinisi elise-Malta uma ithola ukuthi ibhizinisi lihlangabezana nezidingo zokulawula. Ilayisensi yezezimali eMalta isebenza isikhathi esiyiminyaka emihlanu futhi kufanele ivuselelwe njalo eminyakeni emihlanu.

Okokugcina, izinkampani eziphethe ilayisense yezezimali eMalta kufanele zithobele izimfuneko ze-MFSA zokuqapha nokuhambisana. Amabhizinisi ase-Malta kufanele futhi athobele imithetho nezimiso ezisebenzayo futhi anikeze ulwazi oluvamile ku-MFSA.

Izinhlobo ezahlukene zezinsizakalo zezezimali ezihlinzekwa ngamalayisense ezezimali eMalta.

I-Malta inikeza izinhlobonhlobo zezinsizakalo zezezimali ngamalayisense ayo ezezimali. Izinsizakalo zezezimali ezihlinzekwa ngamalayisense ezezimali eMalta zifaka:

1. Izinsizakalo zebhange eMalta: Izinsizakalo zebhange e-Malta zilawulwa yiBhange Eliyinhloko lase-Malta futhi zifaka izinsizakalo zebhange eziyisisekelo ezifana nama-akhawunti amanje eMalta, izinsizakalo zekhadi lesikweletu nedebhithi eMalta, ukudluliswa kwemali kanye nezinsizakalo zokubolekwa kwemali eMalta.

2. Izinsizakalo zokutshalwa kwezimali e-Malta: Izinsizakalo zokutshalwa kwezimali e-Malta zilawulwa yi-Malta Financial Services Authority (MFSA) futhi zihlanganisa izinsizakalo ezifana nokuphathwa kwephothifoliyo eMalta, ukuhweba ezimakethe zezimali eMalta, ukuphathwa kwezinhlekelele nokuphathwa kwempahla eMalta.

3. Amasevisi okuthengisa e-Malta: Amasevisi okuthengisa e-Malta alawulwa yi-MFSA futhi afaka izinsizakalo ezifana ne-stock brokerage eMalta, i-brokerage yokushintshanisa imali yangaphandle eMalta, i-commodity brokerage kanye ne-derivatives brokerage.

4. Izinsizakalo zokweluleka e-Malta: Izinsizakalo zokweluleka e-Malta zilawulwa yi-MFSA futhi zihlanganisa izinsizakalo ezifana nezeluleko zokutshala izimali eMalta, iseluleko sokuphatha ingcebo kanye nezeluleko zentela eMalta.

5. Izinsizakalo zokuphatha isikhwama eMalta: Izinsizakalo zokuphatha isikhwama eMalta zilawulwa yi-MFSA futhi zihlanganisa izinsizakalo ezifana nokuphathwa kwesikhwama sokutshala izimali eMalta, ukuphathwa kwesikhwama sempesheni kanye nabaqageli bokuphatha isikhwama eMalta.

6. Amasevisi okukhokha eMalta: Amasevisi okukhokha eMalta alawulwa yi-MFSA futhi afaka izinsizakalo ezifana nezinsizakalo zokukhokha nge-elekthronikhi eMalta, izinsizakalo zokukhokha amakhadi kanye nezinsizakalo zokudlulisa imali eMalta.

Kafushane, i-Malta inikeza izinhlobonhlobo zezinsizakalo zezezimali ngamalayisense ayo ezezimali, okuhlanganisa izinsizakalo zebhange, izinsizakalo zokutshala izimali, izinsizakalo zokuthengisa, izinsizakalo zokweluleka, izinsizakalo zokuphatha isikhwama kanye nezinsizakalo zokukhokha.