• Okuqukethwe

  • Ilayisensi yasebhange eNew Zealand? Thola Ilayisensi Yasebhange YaseNew Zealand
  • Isingeniso
  • Izidingo zokuthola ilayisensi yasebhange eNew Zealand
  • Izinzuzo zokuba nelayisensi yasebhange yaseNew Zealand
  • Inqubo yokuthola ilayisensi yasebhange eNew Zealand
  • Izibonelo zamabhange eNew Zealand
  • I-ANZ Bank
  • ASB Bank
  • I-Westpac Bank
  • Isiphetho

Ilayisensi yasebhange eNew Zealand? Thola Ilayisensi Yasebhange YaseNew Zealand

Isingeniso

I-New Zealand iyizwe elinikeza amathuba amaningi kumabhizinisi nakubatshalizimali. Umkhakha wamabhange ungomunye wamabhange amakhulu kakhulu emnothweni waseNew Zealand, onamabhange endawo nawamanye amazwe asebenza kuleli. Uma ungathanda ukuqala ibhange eNew Zealand, uzodinga ukuthola ilayisensi yasebhange kwa-Financial Services Regulatory Authority (FMA). Kulesi sihloko, sizobheka izidingo zokuthola ilayisensi yasebhange yaseNew Zealand kanye nezinzuzo zokuba nelayisense elinjalo.

Izidingo zokuthola ilayisensi yasebhange eNew Zealand

Ukuze uthole ilayisensi yasebhange eNew Zealand, kufanele uhlangabezane nezidingo ezithile. Okokuqala, kufanele ube yibhizinisi elihlanganisiwe laseNew Zealand. Kufanele futhi ube nemali encane eyi-NZ$10 million futhi ukwazi ukukhombisa ukuthi unamakhono nolwazi lokuphatha ibhange.

Futhi, kufanele ube nohlelo lwebhizinisi oluqinile olukhombisa ukuthi uzoliphatha kanjani ibhange nokuthi uzoyenza kanjani imali. Kufanele futhi ube nezinqubomgomo nezinqubo zokulawula ubungozi bezezimali nokusebenza.

Okokugcina, kufanele ube nebhodi labaqondisi elinekhono nelinolwazi elinganikeza ukwengamela okwanele kwebhange. Kufanele futhi ube nabaphathi abanekhono nabanolwazi nabasebenzi abangaphatha ngempumelelo ukusebenza kwebhange.

Izinzuzo zokuba nelayisensi yasebhange yaseNew Zealand

Ukuba nelayisensi yasebhange eNew Zealand kunezinzuzo eziningi. Okokuqala, ikuvumela ukuthi unikeze izinsizakalo zebhange eNew Zealand nakumakhasimende aphesheya. Lokhu kungafaka idiphozithi, imalimboleko, imali yangaphandle kanye nezinsizakalo zokuphatha ingcebo.

Ngaphezu kwalokho, ukuba nelayisensi yasebhange yaseNew Zealand kukuvumela ukuthi uzuze ekuzinzeni nasekudumeni kwesistimu yasebhange yaseNew Zealand. INew Zealand ithathwa njengelinye lamazwe azinzile navikelekile emhlabeni, anohlelo lwamabhange oluqinile nolulawulwa kahle.

Okokugcina, ukuba nelayisensi yasebhange yaseNew Zealand kungakusiza uhehe abatshalizimali nozakwethu bebhizinisi. Abatshalizimali kanye nabalingani bebhizinisi bavame ukuthambekela kakhulu ekusebenzeni nezinkampani ezinelayisensi yasebhange, njengoba lokhu kubonisa ukuthi ibhizinisi lizinzile futhi lilawulwa kahle.

Inqubo yokuthola ilayisensi yasebhange eNew Zealand

Inqubo yokuthola ilayisensi yasebhange eNew Zealand ingaba yinde futhi ibe yinkimbinkimbi. Okokuqala, kufanele ugcwalise isicelo ne-Financial Services Regulatory Authority (FMA). Lesi sicelo kufanele sifake ulwazi mayelana nebhizinisi lakho, uhlelo lwakho lwebhizinisi, izinqubomgomo nezinqubo zakho, kanye nezikhulu zakho nabasebenzi.

Uma ususifakile isicelo sakho, i-Financial Services Regulatory Authority izobuyekeza isicelo sakho bese yenza ukuhlola 'ukufaneleka' kwebhizinisi lakho. Lokhu kusho ukuthi bazobheka ukuthi ibhizinisi lakho liphethwe kahle yini, linawo yini amakhono nesipiliyoni sokuphatha ibhange, futhi lizinzile yini ngokwezimali.

Uma isicelo sakho sivunyiwe, kuzodingeka ukuthi ukhokhe imali yelayisensi futhi usayine isivumelwano selayisense ne-Financial Services Regulatory Authority. Uzodinga futhi ukuhlangabezana nezidingo eziqhubekayo zokuthobela nokubika.

Izibonelo zamabhange eNew Zealand

Kunamabhange amaningana eNew Zealand athole ilayisense yasebhange kwa-Financial Services Regulatory Authority. Nazi izibonelo:

I-ANZ Bank

I-ANZ Bank ingelinye lamabhange amakhulu eNew Zealand, elinamakhasimende angaphezu kwezigidi eziyi-1,5. Ibhange linikeza uhla olugcwele lwezinsizakalo zebhange, ezihlanganisa idiphozi, imalimboleko, imali yangaphandle kanye nezinsizakalo zokuphatha ingcebo. I-ANZ Bank iyingxenye yebhange lase-Australia i-ANZ Banking Group.

ASB Bank

I-ASB Bank iyibhange laseNew Zealand elinikeza uhla oluphelele lwezinsizakalo zasebhange, ezihlanganisa idiphozithi, imalimboleko, imali yangaphandle kanye nezinsizakalo zokuphatha ingcebo. Ibhange laziwa ngokusungula kwalo nokuzibophezela kwezobuchwepheshe, lihlinzeka ngezinsizakalo ezithuthukisiwe zamabhange nge-inthanethi nezamaselula.

I-Westpac Bank

I-Westpac Bank yibhange lase-Australia elisebenza eNew Zealand. Ibhange linikeza uhla olugcwele lwezinsizakalo zebhange, ezihlanganisa idiphozi, imalimboleko, imali yangaphandle kanye nezinsizakalo zokuphatha ingcebo. I-Westpac Bank yaziwa ngokuzibophezela kwayo ekusimameni nasekuzibophezeleni komphakathi kwenkampani.

Isiphetho

Ukuthola ilayisense yasebhange eNew Zealand kungaba inqubo ende neyinkimbinkimbi, kodwa kunganikeza izinzuzo eziningi kumabhizinisi nakubatshalizimali. Ukuba nelayisensi yasebhange yaseNew Zealand kukuvumela ukuthi unikeze izinsizakalo zebhange eNew Zealand namakhasimende aphesheya, uzuze ekuzinzeni nasekudumeni kohlelo lwamabhange lwaseNew Zealand, futhi uhehe abatshalizimali kanye nozakwethu kwezohwebo. Uma ungathanda ukuqala ibhange eNew Zealand, kubalulekile ukuqonda izidingo zokuthola ilayisense yasebhange nokusebenzisana nochwepheshe abanolwazi ukuze bakusize uzulazule kule nqubo.