• Okuqukethwe

  • Ilayisensi yasebhange e-Norway? Thola Ilayisensi Yebhange eNorway
  • Liyini ilayisensi yasebhange eNorway?
  • Izidingo zokuthola ilayisensi yasebhange e-Norway
  • Inqubo yokuthola ilayisensi yasebhange e-Norway
  • Izinzuzo zokuthola ilayisensi yasebhange e-Norway
  • Izibonelo zamabhange athole ilayisensi yasebhange e-Norway
  • E-Handelsbanken
  • USeb
  • Inke Bank
  • Isiphetho

Ilayisensi yasebhange e-Norway? Thola Ilayisensi Yebhange eNorway

INorway iyizwe eliphumelelayo elinomnotho ozinzile kanye nemboni yamabhange ethuthuke kahle. Amabhange ase-Norwegian aziwa ngama-balance sheets aqinile kanye nekhono lawo lokumelana nezimo zomnotho. Uma ungathanda ukuthola ilayisensi yasebhange e-Norway, lesi sihloko sizokunikeza ulwazi oluwusizo mayelana nezimfuneko, izinqubo kanye nezinzuzo zokuthola ilayisensi yasebhange e-Norway.

Liyini ilayisensi yasebhange eNorway?

Ilayisense yasebhange e-Norway isigunyazo esikhishwe i-Norwegian Financial Supervisory Authority (Finanstilsynet) evumela inkampani ukuthi ihlinzeke ngamasevisi asebhange e-Norway. Izinsizakalo zebhange zihlanganisa ukuqoqa imali efakwayo, ukunikeza imali mboleko, ukuphatha ama-akhawunti nezinye izinsiza zezezimali.

Izidingo zokuthola ilayisensi yasebhange e-Norway

Ukuze uthole ilayisense yasebhange eNorway, inkampani kufanele ihlangabezane nalezi zimo ezilandelayo:

• Yiba yinkampani yaseNorway ebhaliswe neRejista Yebhizinisi YaseNorway (Brønnøysundregistrene)
• Yiba nesabelomali esincane se-NOK eyizigidi ezi-5 (cishe ama-euro angama-500)
• Yiba nebhodi nabaphathi abanekhono nabanolwazi
• Yiba nezinqubomgomo nezinqubo eziqinile zokulawulwa kobungozi kanye nokuthobela imithetho
• Yiba ne-IT eqinile nezinhlelo zokuphepha ukuze uvikele idatha yekhasimende
• Yiba nomshwalense owanele wenhlawulo

Inqubo yokuthola ilayisensi yasebhange e-Norway

Inqubo yokuthola ilayisensi yasebhange eNorway imi kanje:

1. Isicelo Selayisensi: Inkampani kufanele ilethe isicelo selayisense kwaNorwegian Financial Supervisory Authority (Finanstilsynet). Isicelo kufanele sifake imininingwane enemininingwane mayelana nenkampani, abaninimasheya bayo, ibhodi yabaqondisi bayo, abaphathi bayo, izinqubomgomo nezinqubo zayo, i-IT nezinhlelo zayo zokuphepha, kanye nohlelo lwayo lwebhizinisi.
2. Ukuhlolwa kwesicelo: I-Norwegian Financial Supervisory Authority (Finanstilsynet) ihlola isicelo bese yenza ukuhlola okuphelele kwenkampani. Ukuhlola kuhlanganisa ukuhlaziya amandla ezezimali enkampani, amandla ebhodi labaqondisi bayo nabaphathi bayo, ikhwalithi yezinqubomgomo nezinqubo zayo, ukuqina kobuchwepheshe bayo bezokwaziswa nezinhlelo zokuphepha, kanye nohlelo lwebhizinisi lakhe.
3. Isinqumo selayisensi: Uma i-Norwegian Financial Supervisory Authority (Finanstilsynet) yanelisekile ukuthi inkampani ihlangabezana nazo zonke izimfuneko zokuthola ilayisense yasebhange e-Norway, inganikeza ilayisense. Ilayisensi isebenza isikhathi esiyiminyaka emihlanu futhi ingavuselelwa.

Izinzuzo zokuthola ilayisensi yasebhange e-Norway

Ukuthola ilayisense yasebhange e-Norway kunezinzuzo ezimbalwa, ezihlanganisa:

• Ukufinyelela emakethe ephumelelayo: INorway iyizwe eliphumelelayo elinomnotho ozinzile kanye nemboni yamabhange ethuthuke kahle. Ukuthola ilayisense yasebhange e-Norway kuvumela ibhizinisi ukuthi lifinyelele imakethe echumayo futhi linikeze izinsizakalo zebhange kubantu abanolwazi nabafunayo.
• Ukuzinza kwezezimali: Amabhange aseNorway aziwa ngamashidi awo ebhalansi aqinile kanye nekhono lawo lokumelana nokushaqeka kwezomnotho. Ukuthola ilayisensi yasebhange eNorway kuvumela inkampani ukuthi izuze ekuzinzeni kwezimali zezwe futhi iqinise amandla ayo ezezimali.
• Ukuthobela Umthetho: I-Norway iyizwe elilawulwa kahle elinamazinga aphezulu okuthobela imithetho. Ukuthola ilayisensi yasebhange e-Norway kwenza ibhizinisi likwazi ukuthobela izindinganiso eziqinile zokulawula futhi lakhe idumela lokuthobela.
• Ukwethenjwa kwamakhasimende: Amabhange aseNorway aziwa ngokungafihli lutho, ukwethembeka nokuzinikela kumakhasimende awo. Ukuthola ilayisense yasebhange e-Norway kuvumela inkampani ukuthi izuze ukwethenjwa amakhasimende futhi iqinise isithunzi sayo njengomnikezeli wezinsizakalo zezezimali othembekile nonomthwalo wemfanelo.

Izibonelo zamabhange athole ilayisensi yasebhange e-Norway

Amabhange amaningana angaphandle athole ilayisensi yokubhanga eNorway ukuze ahlinzeke ngamabhange kuleli lizwe. Nazi izibonelo:

E-Handelsbanken

I-Handelsbanken yibhange laseSweden elathola ilayisense yasebhange e-Norway ngo-1987. Ibhange laziwa ngemodeli yalo yokubhanga enikeza amagatsha endawo inkululeko enkulu ekuthatheni izinqumo. I-Handelsbanken ingelinye lamabhange anesilinganiso esiphezulu e-Norway ngokwemibandela yokwaneliseka kwamakhasimende.

USeb

I-SEB yibhange laseSweden elathola ilayisense yasebhange eNorway ngo-1984. Ibhange ligxile ezinsizakalweni zamabhange zamabhizinisi kanye nabantu abanenani eliphezulu. I-SEB ingelinye lamabhange anesilinganiso esiphakeme kakhulu eNorway ngokwekhwalithi yezinsizakalo zamabhange.

Inke Bank

I-Danske Bank yibhange lase-Danske elathola ilayisense yasebhange e-Norway ngo-1998. Ibhange ligxile ezinsizakalweni zebhange zezinkampani kanye nezomuntu siqu. Ngo-2018, leli bhange labandakanyeka ehlazweni lokushushumbisa imali okwaholela ophenyweni kanye nezinhlawulo ezibalulekile.

Isiphetho

Ukuthola ilayisensi yasebhange eNorway kuyisinyathelo esibalulekile ezinkampanini ezifisa ukuhlinzeka ngezinsizakalo zamabhange ezweni. Izidingo zokuthola ilayisense ziqinile, kodwa izinzuzo ziningi, okuhlanganisa ukufinyelela emakethe echumayo, ukuzinza kwezezimali, ukuthobela imithetho kanye nokuzethemba kwamakhasimende. Amabhange angaphandle nawo athole amalayisense okubhanga eNorway ukuze ahlinzeke ngezinsizakalo zamabhange ezweni, okubonisa ukukhanga kweNorway njengemakethe yamabhange. Uma ucabanga ukuthola ilayisense yasebhange e-Norway, kubalulekile ukuqonda izidingo nezinqubo zokwandisa amathuba akho okuphumelela.