• Okuqukethwe

  • Ilayisensi Yebhange e-Gibraltar: Konke odinga ukukwazi
  • Iyini ilayisensi yasebhange e-Gibraltar?
  • Izinzuzo Zelayisensi Yebhange e-Gibraltar
  • Izidingo zokuthola ilayisensi yasebhange e-Gibraltar
  • 1. Imali encane
  • 2. Isakhiwo senkampani
  • 3. Ubuholi nokuphatha
  • 4. Izinqubomgomo Nezinqubo
  • 5. Amasistimu nezilawuli
  • Inqubo yokuthola ilayisensi yasebhange e-Gibraltar
  • 1. Isicelo selayisensi
  • 2. Ukuhlolwa kwesicelo
  • 3. Ukugunyazwa Kwelayisensi
  • Izibonelo zamabhange anelayisensi yasebhange e-Gibraltar
  • I-Jyske Bank Gibraltar
  • Izinsizakalo Zezezimali ze-IDT
  • Leumi Private Bank Gibraltar
  • Isiphetho

Ilayisensi Yebhange e-Gibraltar: Konke odinga ukukwazi

I-Gibraltar iyindawo yokuphatha yezezimali eya ngokuya idumile yamabhange nezikhungo zezezimali. Isizathu silula: I-Gibraltar inikeza indawo yokulawula ezinzile, ingqalasizinda yekhwalithi kanye nentela enenzuzo. Uma uyibhange noma isikhungo sezezimali ofuna ilayisense yasebhange e-Gibraltar, le ndatshana ingeyakho. Sizokuchazela konke odinga ukukwazi mayelana nokuthola ilayisensi yasebhange e-Gibraltar.

Iyini ilayisensi yasebhange e-Gibraltar?

Ilayisense yasebhange yase-Gibraltar ukugunyazwa okusemthethweni okunikezwe i-Gibraltar Financial Services Commission (GFSC) ebhange noma isikhungo sezezimali ukuze siqhube ibhizinisi lokubhanga endaweni ethile yase-Gibraltar. I-GFSC iyisiphathimandla sokulawula ezezimali sase-Gibraltar futhi inomthwalo wemfanelo wokwengamela nokulawula imisebenzi yezezimali endaweni ethile.

Izinzuzo Zelayisensi Yebhange e-Gibraltar

Kunezinzuzo ezimbalwa zokuthola ilayisensi yasebhange e-Gibraltar:

• I-Gibraltar iyindawo yezezimali ezinzile futhi elawulwa kahle, ehlinzeka ngendawo ephephile nevikelekile yamabhange nezikhungo zezezimali.
• I-Gibraltar iyilungu le-European Union, okusho ukuthi amabhange nezikhungo zezezimali ezinelayisensi yasebhange e-Gibraltar zingakwazi ukwenza imisebenzi yasebhange kuyo yonke i-European Union.
• I-Gibraltar inikeza intela evumayo kumabhange nezikhungo zezezimali, ngenani lentela yebhizinisi elingu-10%.
• I-Gibraltar ingqalasizinda esezingeni eliphezulu, enoxhumo lwe-inthanethi olunesivinini esikhulu, izinsiza zokuxhumana ezisezingeni eliphezulu kanye nezinsiza zesimanje zamahhovisi.

Izidingo zokuthola ilayisensi yasebhange e-Gibraltar

Ukuze uthole ilayisensi yasebhange e-Gibraltar kufanele uhlangabezane nezidingo ezithile. Nazi izimfuneko eziyinhloko:

1. Imali encane

Kufanele ube nemali encane yama-euro ayizigidi ezi-4 ukuze uthole ilayisensi yasebhange e-Gibraltar. Le mali kumele ibanjwe ngokheshi noma ngezimpahla eziwuketshezi.

2. Isakhiwo senkampani

Kufanele ube nesakhiwo sebhizinisi esifanele ukuze uthole ilayisensi yasebhange e-Gibraltar. Lokhu kusho ukuthi kufanele ube nenkampani ehlanganiswe e-Gibraltar noma ube inkampani ephethwe yinkampani yangaphandle.

3. Ubuholi nokuphatha

Kufanele ube nesiqondiso esifanele kanye nokuphatha ukuze uthole ilayisensi yasebhange e-Gibraltar. Lokhu kusho ukuthi kumele ube nabaqondisi kanye nezikhulu ezinolwazi naqeqeshiwe ukuze uqhube ibhizinisi.

4. Izinqubomgomo Nezinqubo

Kufanele ube nezinqubomgomo nezinqubo ezifanele ukuze uthole ilayisensi yasebhange e-Gibraltar. Lokhu kusho ukuthi kufanele ube nezinqubomgomo nezinqubo zokulawula ubungozi, ukuthobela imithetho, ukulwa nokushushumbisa imali kanye nokuxhasa ngezimali okulwa namaphekula, nokuvikela abathengi.

5. Amasistimu nezilawuli

Kufanele ube nezinhlelo ezifanele nezilawuli ezikhona ukuze uthole ilayisensi yasebhange e-Gibraltar. Lokhu kusho ukuthi udinga ukuba nezinhlelo nezilawuli zokulawula ubungozi, ukuthobela imithetho, ukulwa nokushushumbisa imali kanye nokuxhasa ngezimali okulwa namaphekula, kanye nokuvikela abathengi.

Inqubo yokuthola ilayisensi yasebhange e-Gibraltar

Inqubo yokuthola ilayisensi yasebhange e-Gibraltar iyinqubo enzima futhi enenkani. Nazi izinyathelo eziyinhloko:

1. Isicelo selayisensi

Isinyathelo sokuqala ukuhambisa isicelo selayisensi kwa-GFSC. Isicelo kufanele sifake imininingwane enemininingwane mayelana nebhizinisi, okuhlanganisa nesakhiwo salo, ukuphathwa, izinqubomgomo nezinqubo, izinhlelo nezilawuli, kanye nohlelo lwebhizinisi.

2. Ukuhlolwa kwesicelo

I-GFSC izohlola isicelo ukuze iqinisekise ukuthi inkampani ihlangabezana nezidingo zemithethonqubo yezezimali yase-Gibraltar. Lokhu kungathatha izinyanga ezimbalwa futhi kungase kuhlanganise izingxoxo nabaphathi benkampani.

3. Ukugunyazwa Kwelayisensi

Uma i-GFSC yanelisekile ukuthi ibhizinisi lihlangabezana nezidingo zemithetho yezezimali yase-Gibraltar, izogunyaza ilayisense yasebhange. Inkampani izobe sekufanele ikhokhe imali yelayisensi yonyaka ukuze igcine ilayisense yayo yasebhange e-Gibraltar.

Izibonelo zamabhange anelayisensi yasebhange e-Gibraltar

Kunamabhange amaningana anelayisensi yasebhange e-Gibraltar. Nazi izibonelo:

I-Jyske Bank Gibraltar

I-Jyske Bank Gibraltar iyingxenye ye-Jyske Bank, ibhange lase-Danish. I-Jyske Bank Gibraltar inikezela ngezinsizakalo zebhange ezizimele nezohwebo kumakhasimende ayo.

Izinsizakalo Zezezimali ze-IDT

I-IDT Financial Services iyibhange le-elekthronikhi elihlinzeka ngezinsizakalo zokukhokha nezokudlulisa imali kumakhasimende alo. I-IDT Financial Services iyingxenye ye-IDT Corporation, inkampani yezokuxhumana ezinze e-United States.

Leumi Private Bank Gibraltar

I-Leumi Private Bank Gibraltar iyingxenye ye-Bank Leumi, ibhange lakwa-Israel. I-Leumi Private Bank Gibraltar inikeza izinsizakalo zebhange ezizimele kumakhasimende ayo.

Isiphetho

Ukuthola ilayisense yasebhange e-Gibraltar kungaba inqubo eqinile futhi enzima, kodwa izinzuzo zamabhange nezikhungo zezezimali ziningi. I-Gibraltar inikeza indawo yokulawula ezinzile, ingqalasizinda yekhwalithi kanye nentela enenzuzo. Uma uyibhange noma isikhungo sezezimali ofuna ilayisense yasebhange e-Gibraltar, qinisekisa ukuthi uhlangabezana nezimfuneko zemithetho yezezimali yase-Gibraltar futhi ulandele inqubo yokukhipha ilayisense ngokuqinile.