Qonda izinhlobo ezahlukene zamalayisensi ezezimali e-United States

I-United States inohlelo oluyinkimbinkimbi kakhulu lwamalayisense ezezimali olulawula imisebenzi yezinkampani nabantu ngabanye abenza imisebenzi yezezimali e-United States. Kunezinhlobo ezimbalwa zamalayisense ezezimali e-United States alawulwa iziphathimandla zikahulumeni kanye nezifundazwe.

Ilayisensi yokuqala yezezimali ilayisense yomthengisi wamasheya e-United States. Le layisense ikhishwe yi-Securities and Exchange Commission (SEC) e-United States futhi ivumela abathengisi bezibambiso ukuthi bahwebe ngezibambiso namabhondi ekuhwebeni kwesitoko e-United States.

Ilayisense yesibili yezezimali yi-Mortgage Broker License e-United States. Le layisense ikhishwe yi-Bureau of Consumer Financial Protection (BCFP) futhi ivumela ama-mortgage broker ukuthi axoxisane ngezikweletu zezindlu zabantu ngabanye namabhizinisi ase-United States.

Ilayisense yesithathu yezezimali ilayisense yomthengisi womshwalense e-United States. Le layisensi ikhishwa iziphathimandla zomshwalense wezwe futhi ivumela abadayisi bomshwalense ukuthi baxoxisane ngezinqubomgomo zomshwalense zabantu ngabanye namabhizinisi ase-United States.

Ilayisense yesine yezezimali ilayisense yomthengisi wokutshala imali e-United States. Le layisensi ikhishwe i-Financial Industry Regulatory Authority (FINRA) futhi ivumela abathengisi botshalomali ukuthi bahwebe ngamasheya ase-US, amabhondi, izimali ezihlanganyelwe kanye neminye imikhiqizo yezezimali e-United States.

Okokugcina, ilayisense yesihlanu yezezimali yilayisense yomeluleki wokutshalwa kwezimali e-United States. Le layisensi ikhishwa i-SEC futhi ivumela abeluleki bezokutshalwa kwezimali ukuthi banikeze izeluleko zezezimali namasevisi kubantu ngabanye namabhizinisi ase-United States.

Kafushane, i-United States inohlelo oluyinkimbinkimbi kakhulu lwamalayisense ezezimali olulawula imisebenzi yezinkampani nabantu ngabanye abenza imisebenzi yezezimali e-United States. Izinhlobo eziyinhloko zamalayisense ezezimali yi-United States Securities Dealer License, i-United States Mortgage Broker License, i-United States Insurance Broker License, i-Investment Broker License kanye nelayisensi yomeluleki wokutshalwa kwezimali e-United States.

Ungayithola Kanjani Ilayisensi Yezezimali e-United States

E-United States, ukuthola ilayisense yezezimali kuyisinyathelo esibalulekile sochwepheshe abafisa ukusebenza emkhakheni wezezimali e-United States. Ilayisense ikhishwa isiphathimandla esilawula ezezimali sase-United States, i-Securities and Exchange Commission (SEC) e-United States. Ukuthola ilayisense yezezimali e-United States, abafakizicelo kumele bahlangabezane nenani lezinqubo nezinqubo e-United States.

Okokuqala, abafakizicelo kumele bahlangabezane nezidingo zemfundo nesipiliyoni sase-US. Abafakizicelo kumele babe neziqu zasekolishi noma iziqu emkhakheni ohlobene nezezimali wase-US, njenge-accounting, ezezimali zase-US, ezomnotho, noma ukuphathwa kokutshalwa kwezimali kwase-US . Abazongenela ukhetho kumele futhi okungenani babe neminyaka emibili yesipiliyoni esifanele embonini yezezimali e-United States.

Okulandelayo, abafakizicelo kumele baphumelele ukuhlolwa kwelayisense e-United States. Izivivinyo zivame ukulawulwa yi-American Securities Organisation (FINRA) e-United States. Izivivinyo ziklanyelwe ukuhlola ulwazi namakhono abafundisi bemikhiqizo yezezimali yase-US, imithetho yase-US kanye nezinqubo zebhizinisi.

Okokugcina, abafakizicelo kumele balethe isicelo selayisense ku-SEC e-United States. Isicelo kumele sifake imininingwane enemininingwane mayelana nomuntu ozongenela ukhetho e-United States, okuhlanganisa ulwazi lwakhe neziqu e-United States. I-SEC izobuyekeza isicelo futhi inqume ukuthi umfakisicelo ufanelekile yini ukuthola ilayisense e-United States.

Uma isicelo sesivunyiwe e-United States, umuntu ozongenela ukhetho uzothola ilayisense yezezimali futhi angaqala ukusebenza embonini yezezimali e-United States.

Yiziphi izinzuzo kanye nokubi kwezinhlobo ezahlukene zamalayisensi ezezimali e-United States

Yiziphi izimfuneko zokulawula ukuze uthole ilayisensi yezezimali e-United States

E-United States, izimfuneko zokulawula zokuthola ilayisensi yezezimali ziyahlukahluka ngezwe kanye nohlobo lwelayisense e-United States. Sekukonke, abafakizicelo kumele bahlangabezane nezidingo zemfundo, isipiliyoni, kanye nemfundo eqhubekayo.

Izidingo zemfundo zingabandakanya iziqu zasekolishi, izitifiketi, noma izifundo eziqondene ne-US. Izidingo zolwazi zingabandakanya izikhundla eziphezulu embonini yezezimali noma izikhundla zomeluleki wezezimali e-United States. Izidingo zemfundo eziqhubekayo zingabandakanya izifundo ezithile nezivivinyo ezivamile e-United States.

Abafakizicelo kumele futhi bahlangabezane nesheke sangemuva kanye nezidingo zokubika ngezezimali zomuntu siqu e-United States. Abafakizicelo kumele futhi baphumelele ukuhlolwa kwelayisense futhi bathole umshwalense wesikweletu ochwepheshe e-United States.

Izidingo zokulawula zokuthola ilayisensi yezezimali e-United States ziqinile futhi zingahluka ngezwe kanye nohlobo lwelayisensi. Abafakizicelo base-U.S. kumele bahlangabezane nezimfuneko zemfundo zase-U.S., isipiliyoni, kanye nemfundo eqhubekayo, kanye nokuhlola isizinda sase-U.S. kanye nezimfuneko zokubika zezezimali zomuntu siqu . Abafakizicelo kumele futhi baphumelele ukuhlolwa kwelayisense futhi bathole umshwalense wesikweletu ochwepheshe e-United States.

Yiziphi izindleko ezihambisana nokuthola ilayisense yezezimali e-United States

Izindleko ezihambisana nokuthola ilayisense yezezimali e-United States ziyahlukahluka ngohlobo lwelayisensi nohlobo lwebhizinisi. Amalayisense avame kakhulu e-United States Amalayisense Omthengisi Wezibambiso Wase-United States, Amalayisense Omthengisi Womthengisi wase-United States, kanye Namalayisense Omeluleki Wokutshalwa Kwezimali wase-United States. Izindleko ezihlotshaniswa nalawa malayisensi zingase zibandakanye izimali zokufaka isicelo, izimali zokuqeqesha, izimali zokuhlola, kanye nezimali zamalayisense zonyaka. Izimali zokufaka isicelo zingasukela ku-$50 ziye ngaphezulu kwama-$200, kuye ngohlobo lwelayisensi nohlobo lwebhizinisi e-United States. Izindleko zokuqeqesha zingasukela kumakhulu ambalwa ukuya ezinkulungwaneni ezimbalwa zamadola e-United States. Izimali zokuhlola zingasukela ku-$60 ziye ngaphezu kwama-$200. Izimali zonyaka zamalayisense zingasukela kumakhulu ambalwa ukuya ezinkulungwaneni ezimbalwa zamadola e-United States.