Ukuqonda izinhlobo ezahlukene zamalayisensi ezezimali e-Gibraltar: yiziphi izinketho ezihlukene ezitholakalayo?

I-Gibraltar iyindawo yaseBritish Overseas Territory etholakala emaphethelweni aseningizimu yeNhlonhlo Yase-Iberia. Isiphenduke indawo edumile yezinkampani ezifuna ukuthola ilayisense yezezimali e-Gibraltar. Amalayisense ezezimali e-Gibraltar alawulwa yiKhomishini Yezinsizakalo Zezezimali (FSC).

Amalayisense ezezimali ase-Gibraltar ayatholakala kumabhizinisi afisa ukunikela ngezinsizakalo zezezimali e-Gibraltar, okuhlanganisa nezinsizakalo zasebhange zase-Gibraltar, izinsizakalo zokuthengisa e-Gibraltar, izinsizakalo zokuphatha umnotho zase-Gibraltar kanye nezinsizakalo zokukhokha zase-Gibraltar. Amalayisense ezezimali e-Gibraltar ahlukaniswe abe izigaba ezine eziyinhloko: amalayisense asebhange e-Gibraltar, amalayisense okuthengisa e-Gibraltar, amalayisense okuphatha Ingcebo kanye namalayisense okukhokha e-Gibraltar.

Amalayisense asebhange ase-Gibraltar awamabhizinisi afuna ukunikeza izinsiza zebhange e-Gibraltar, njengama-akhawunti asebhange ase-Gibraltar, imali mboleko kanye nezinsizakalo zamakhadi esikweletu e-Gibraltar. Izinkampani ezifisa ukuthola ilayisensi yasebhange kumele zihlangabezane nezidingo eziqinile zekhephithali kanye ne-solvency e-Gibraltar.

Amalayisense e-Gibraltar Brokerage awezinkampani ezifuna ukunikeza izinsiza zokudayisa, njenge-Gibraltar Currency Trading, Gibraltar Stock Trading kanye ne-Gibraltar Commodities Trading. Izinkampani ezifisa ukuthola ilayisense yokuthengisa kufanele zihlangabezane nezidingo eziqinile zemali kanye ne-solvency.

I-Gibraltar Wealth Management License ingeyamabhizinisi afisa ukunikeza I-Gibraltar Wealth Management Services efana ne-Gibraltar Portfolio Management, Gibraltar Financial Planning kanye Nokuphathwa Kwempahla. Amabhizinisi ase-Gibraltar afisa ukuthola Ilayisensi Yokuphathwa Kwengcebo kufanele ahlangabezane nezidingo eziqinile zekhephithali kanye ne-solvency e-Gibraltar.

Amalayisense e-Gibraltar Payments awezinkampani ezifisa ukunikeza izinsizakalo zokukhokha e-Gibraltar, njengezinsizakalo zokudlulisa imali zase-Gibraltar, amasevisi ekhadi ledebithi lase-Gibraltar kanye nezinsizakalo ze-e-wallet zase-Gibraltar. Izinkampani ezifisa ukuthola ilayisense yokukhokha kumele zihlangabezane nezidingo eziqinile zekhephithali kanye ne-solvency e-Gibraltar.

Kafushane, Amalayisense Ezezimali ase-Gibraltar ayatholakala emabhizinisini ase-Gibraltar afisa ukunikeza izinsizakalo zezezimali e-Gibraltar, okuhlanganisa nezinsizakalo zasebhange e-Gibraltar, izinsizakalo zokuthengisa e-Gibraltar, izinsizakalo zokuphatha ingcebo nezinsizakalo zokukhokha e-Gibraltar. Izinkampani ezifisa ukuthola ilayisensi yezezimali kumele zihlangabezane nezidingo eziqinile zekhephithali kanye ne-solvency e-Gibraltar.

Ungayithola kanjani ilayisensi yezezimali yaseGibraltar: yiziphi izindlela okufanele zihlangatshezwe nezinqubo okufanele zilandelwe?

Ukuthola ilayisense yezezimali e-Gibraltar, amabhizinisi ase-Gibraltar kufanele ahlangabezane nenani lemibandela futhi alandele izinqubo ezimbalwa. Okokuqala, amabhizinisi ase-Gibraltar kufanele afake isicelo ku-Gibraltar Financial Services Commission (FSC). Isicelo kufanele sifake imininingwane enemininingwane mayelana nenkampani, imisebenzi yayo kanye nemikhiqizo namasevisi ayo e-Gibraltar.

Uma isicelo sesithunyelwe, i-FSC izobuyekeza imininingwane enikeziwe bese inquma ukuthi ibhizinisi liyakufanelekela yini ukuthola ilayisensi yezezimali e-Gibraltar. Uma isicelo siphumelele e-Gibraltar, i-FSC izokhipha ilayisense ebhizinisini lase-Gibraltar.

Ukuthola ilayisense yezezimali e-Gibraltar, amabhizinisi ase-Gibraltar kumele nawo ahlangabezane nenani lemibandela. Lezi zindlela zokunquma zihlanganisa izimali, ukuphathwa kanye nezidingo zokuhambisana. Amabhizinisi ase-Gibraltar kufanele futhi abonise ukuthi anezinsiza namakhono okunikeza izinsizakalo zezezimali ezisezingeni eliphezulu e-Gibraltar.

Okokugcina, izinkampani kufanele zilandele izinqubo eziningi zokuthola ilayisense yezezimali e-Gibraltar. Lezi zinqubo zihlanganisa ukuhambisa isicelo ku-FSC, ukukhokha imali yelayisensi, nokubhalisa ne-FSC. Uma zonke izinqubo sezilandelwe, i-FSC izokhipha ilayisense enkampanini eseGibraltar.

Yiziphi izinzuzo nezingozi zamalayisense ezezimali e-Gibraltar?

Amalayisense ezezimali e-Gibraltar anikeza amabhizinisi izinzuzo ezihlukahlukene. Okokuqala, i-Gibraltar iyiNdawo Yase-British Overseas, okusho ukuthi amabhizinisi azinze lapho azuza ohlakeni lwezomthetho oluzinzile nolubikezelwayo nentela. Ngaphezu kwalokho, izinkampani ezizinze lapho zingazuza ohlelweni lwentela olunenzuzo, okuhlanganisa amanani entela aphansi kakhulu nokukhululwa enteleni. Ukwengeza, i-Gibraltar iyisikhungo sezimali esilawulwa kahle nesinedumela elihle, okusho ukuthi amabhizinisi azinze lapho angajabulela idumela elihle nokwethembeka.

Nokho, amalayisense ezezimali e-Gibraltar nawo anobubi obuthile. Okokuqala, izinkampani ezizinze lapho kufanele zihlangabezane nezidingo eziqinile zokuthobela kanye nemithetho, okungabiza futhi kudle isikhathi. Ukwengeza, amabhizinisi ase-Gibraltar azinze lapho nawo kufanele akhokhe imali yelayisense kanye nezimali zokunakekela, ezingabiza kakhulu. Okokugcina, amabhizinisi ase-Gibraltar azinze lapho kumele ahlangabezane nezidingo zekhephithali, okungaba nzima kumabhizinisi amancane e-Gibraltar.

Yiziphi izindleko nesikhathi esihlobene nokuthola Ilayisensi Yezezimali yase-Gibraltar?

Izindleko nesikhathi esihlobene nokuthola ilayisense yezezimali e-Gibraltar kuncike ezintweni ezimbalwa, okuhlanganisa uhlobo lwelayisense eliceliwe e-Gibraltar, uhlobo lomsebenzi kanye nenani labantu abahilelekile. Amalayisense ezezimali e-Gibraltar ngokuvamile ahlukaniswa abe izigaba ezimbili: amalayisense amasevisi ezezimali (FS) namalayisense wezinsizakalo zokutshala izimali (IS).

Izindleko zokuqala zokuthola ilayisensi ye-FS e-Gibraltar ngokuvamile ziphakathi kuka-10 no-000 GBP, kuyilapho izindleko zokuqala zokuthola ilayisensi ye-IS ngokuvamile ziphakathi kuka-25 no-000 GBP. Izindleko ezengeziwe zingabandakanya izimali zokuqeqesha, izimali zokuhlola isizinda kanye nezimali zediphozithi yokuvikela.

Ngokuqondene nezikhathi zokuhola, ngokuvamile kuthatha izinyanga ezi-4-6 ukuthola ilayisensi ye-FS kanye nezinyanga ezingu-6-12 ukuthola ilayisense ye-IS. Umnqamulajuqu ungahluka kuye ngobunkimbinkimbi besicelo kanye nokutholakala kwemibhalo edingekayo.

Yiziphi ubungozi kanye nezibopho zokusebenzisa ilayisensi yezezimali yase-Gibraltar?

Ukusetshenziswa kwelayisensi yezezimali yase-Gibraltar kuthwala ubungozi kanye nezibopho ezinkampanini eziyisebenzisayo. Izingozi ezinkulu zokusebenzisa ilayisensi yezezimali yase-Gibraltar yilezi:

1. Ubungozi bokulawula: Amabhizinisi ase-Gibraltar asebenzisa Ilayisensi Yezezimali yase-Gibraltar kufanele athobele imithetho esebenzayo nezimiso endaweni. Izinkampani kufanele futhi ziqinisekise ukuthi ziyayithobela imithetho nezimiso zamazwe ezisebenza kuwo.

2. Ingcuphe Yesithunzi: Amabhizinisi ase-Gibraltar asebenzisa Ilayisensi Yezezimali yase-Gibraltar kufanele aqinisekise ukuthi ibhizinisi lawo lenziwa ngokuzibophezela nangokuziphatha. Ukuphathwa kabi kwebhizinisi kungaholela edumeni elibi nokulahlekelwa ngokwezimali.

3. Ingcuphe Yesibopho Sezomthetho: Amabhizinisi ase-Gibraltar asebenzisa Ilayisensi Yezezimali yase-Gibraltar anesibopho semisebenzi yawo futhi kufanele aqinisekise ukuthi athobela imithetho nezimiso ezisebenzayo. Futhi banesibopho sokulahlekelwa kwezimali amakhasimende abo.

Ngaphezu kwalokho, amabhizinisi ase-Gibraltar asebenzisa Ilayisensi Yezezimali yase-Gibraltar kufanele aqinisekise ukuthi anezinsiza zokuqhuba ibhizinisi lawo futhi ayakwazi ukuhlinzeka ngezinsizakalo ezisezingeni eliphezulu kumakhasimende awo. Kufanele futhi baqinisekise ukuthi banezinhlelo ezifanele zokulawula nokuqapha ukuze kuqinisekiswe ukuvikeleka nokugcinwa kuyimfihlo kwedatha yamakhasimende.