“Ukutshala imali eSpain: Izinzuzo Zesikhathi Eside Zezakhiwo! »

Isingeniso

Ukutshalwa kwezimali kwezakhiwo eSpain kudume kakhulu kubatshalizimali bamazwe ngamazwe. I-Spain inikeza izinzuzo ezihlukahlukene kubatshalizimali, okuhlanganisa amanani athengekayo, izintela ezivumayo kanye nezinga lempilo elihle kakhulu. Abatshalizimali bangazuza esidingweni esikhulu sezakhiwo eSpain, kanye nekhono lokuqasha izindawo zabo ngamanani aphezulu. Ukwengeza, iSpain iyizwe eliphephe kakhulu futhi elizinzile, okwenza kube indawo ekahle yabatshalizimali. Kulesi sihloko sizobheka kabanzi ngezinzuzo zokutshalwa kwezindlu ezithengiswayo eSpain.

Kungani iSpain iyisinqumo esihle kubatshali bezindlu?

ISpain iyisinqumo esihle kakhulu kubatshalizimali bezindlu ezithengiswayo ngenxa yokuzinza kwezomnotho kanye nesidingo esikhulu sezindlu. Isidingo sezindlu sisekelwa ukwanda kwabantu kanye nokunyuka kwabantu abavela kwamanye amazwe. Ukwengeza, iSpain iyizwe eliheha kakhulu izivakashi, okusho ukuthi abatshalizimali bangazuza emalini eyengeziwe ngokuqasha izindawo zabo kwabavakashi.

Izintengo zezakhiwo ziphansi kakhulu eSpain, okwenza kube ukukhetha okuhle kakhulu kubo bobabili abatshalizimali besikhathi esifushane nabade. Izintengo zezakhiwo bezilokhu zehla kusukela ngenhlekelele yezomnotho yango-2008, okusho ukuthi abatshalizimali bangathenga izakhiwo ngamanani amahle. Ukwengeza, amanani enzalo aphansi kakhulu, okusho ukuthi abatshalizimali bangathola imali mboleko ngamanani enzalo avumayo kakhulu.

Ekugcineni, iSpain inikeza izinga eliphezulu lokuphila kanye nesimo sezulu saseMedithera esishisayo. Amadolobha angasogwini anikela ngamabhishi amangalisayo nemisebenzi ehlukahlukene yokuzilibazisa, kuyilapho amadolobha amaphakathi nezwe enikeza izakhiwo ezingokomlando nezihehayo zamasiko. Ngaphezu kwalokho, iSpain iyizwe eliphephe kakhulu futhi linikeza izinga eliphezulu lempilo kubahlali balo.

Ukutshalwa kwezindlu ezithengiswayo eSpain kungakusiza kanjani ukufeza izinhloso zakho zezezimali?

Ukutshalwa kwezimali kwezindlu ezithengiswayo eSpain kungaba yindlela ephumelela kakhulu yokufeza izinhloso zakho zezezimali. ISpain iyizwe elikhangayo kakhulu kubatshalizimali, njengoba linikeza izinzuzo zentela ezikhangayo kanye nezinhlobonhlobo zezakhiwo ngamanani athengekayo.

Abatshalizimali bangazuza ekuncishisweni kwentela yemali engenayo ngo-50% emalini etholwayo yokuqasha, okungaba yinzuzo enkulu kubatshalizimali besikhathi eside. Ukwengeza, abatshalizimali bangazuza ekukhululweni kwentela enzuzweni yezakhiwo, okungaba inzuzo enkulu.

Abatshalizimali bangazuza futhi ngezakhiwo ezahlukahlukene ngamanani akholekayo. Izintengo zezakhiwo ngokuvamile ziphansi kunakwamanye amazwe aseYurophu, okwenza kube inketho ekhangayo kakhulu kubatshalizimali. Ukwengeza, abatshalizimali bangazuza ekuxhaseni ngezimali ngamanani enzalo aphansi kakhulu, okungaba yinzuzo enkulu kubatshalizimali besikhathi eside.

Okokugcina, abatshalizimali bangazuza ezinhlelweni eziningi zokuqasha zesikhashana, ezingaba nenzuzo enkulu kubatshalizimali besikhashana. Abatshalizimali bangazuza futhi ezinhlelweni eziningi zokuqasha zesikhathi eside, ezingaba nenzuzo enkulu kubatshalizimali besikhathi eside.

Sengiphetha, ukutshalwa kwezindlu ezithengiswayo eSpain kungaba yindlela ephumelela kakhulu yokufeza izinhloso zakho zezezimali. Izinzuzo zentela ezikhangayo, izakhiwo eziningi ezithengekayo, nezinhlelo zokuqasha zesikhathi esifushane nezesikhathi eside zinganikela ekusizeni ufinyelele imigomo yakho yezezimali.

Yiziphi izinzuzo zentela zokutshalwa kwezindlu ezithengiswayo eSpain?

Ukutshalwa kwezimali kwezakhiwo eSpain kunikeza izinzuzo eziningi zentela. Abatshalizimali bangazuza ekukhululweni kwentela ezinzuzweni zezakhiwo, ukukhululwa enteleni eziqashweni ezitholiwe kanye nokukhululwa enteleni enzuzweni. Abatshalizimali bangazuza futhi ekwehliseni intela yemali engenayo yokutshalwa kwezimali kwezindlu nezindlu zesikhathi eside. Ngaphezu kwalokho, abatshalizimali bangazuza ekukhululweni kwentela enzuzweni yemali yezindlu nezakhiwo ezitholakala ngesikhathi sokuthengiswa kwezindlu. Okokugcina, abatshalizimali bangazuza ekukhululweni kwentela enzuzweni yemali yezindlu nemizi eyenziwe ngokudayiswa kwamasheya ezinkampanini ezithengisa izindlu nezindlu.

Yimiphi imikhakha eyinhloko yezindlu ezithengiswayo okufanele uyitshale eSpain?

E-Spain, imikhakha eyinhloko yezindlu ezithengiswayo ongatshala kuyo ezokuvakasha, ezentengiselwano nezimboni. Ezokuvakasha ungomunye wemikhakha enamandla futhi enenzuzo kakhulu emnothweni waseSpain. Abatshalizimali bangathenga izindawo ngezinhloso zokuvakasha, njengamahhotela, amafulethi, ama-villas kanye nezindawo zokuhlala.

I-Commerce iphinde ibe umkhakha othakazelisa kakhulu kubatshalizimali. Amabhizinisi angathenga izindawo ukuze akhe izitolo, amahhovisi kanye nezimboni. Abatshalizimali bangaphinda bathenge umhlaba ngezinhloso zentengiso, njengezindawo zokuthenga, izindawo zokudlela kanye namabha.

Imboni ingomunye umkhakha othakasela kakhulu abatshalizimali. Izinkampani zingathenga izindawo zokumisa izimboni nezindawo zokugcina izimpahla. Abatshalizimali bangaphinda bathenge umhlaba ngezinhloso zezimboni, njengezimboni, izindawo zokugcina izimpahla kanye namapaki ezimboni.

Okokugcina, abatshalizimali bangakwazi futhi ukuthenga izakhiwo ngezinhloso zokuhlala, njengezindlu, amafulethi kanye nama-villas. Lezi zakhiwo zingathengwa ukuze ziqashwe noma zithengiswe kabusha.

Yiziphi izingozi eziyinhloko ezihlobene nokutshalwa kwezindlu ezithengiswayo eSpain?

Ukutshalwa kwezimali kwezindlu ezithengiswayo eSpain kunezingozi okufanele zicatshangelwe ngaphambi kokwenza isinqumo. Izingozi eziyinhloko yilezi:

1. Ingcuphe yemakethe: imakethe yezindlu yaseSpain iyaguquguquka kakhulu futhi ingaba nokuguquguquka okukhulu. Izintengo zezindlu zingakhuphuka noma zehle ngokushesha, okungaholela ekulahlekelweni okukhulu kubatshalizimali.

2. Ingozi yemali: ISpain iyilungu le-Eurozone, kodwa izinga lokushintshisana lingashintshashintsha futhi lithinte intengo yezindlu ezithengiswayo.

3. Ubungozi besikweletu: Abatshalizimali bangase babe sengozini yezikweletu uma ababolekisi babo bengakwazi ukukhokha imali abayibolekile.

4. Ingozi Yomthetho: Imithetho nemithethonqubo yezindawo ezithengiswayo ingashintsha ngokushesha futhi ithinte ukutshalwa kwezimali kwezakhiwo.

5. Ingozi Yokuqasha: Abatshalizimali bangase bachayeke ezingozini zokuqasha uma abaqashi babo bengakwazi ukukhokha izindlu zabo.

Sengiphetha, abatshalizimali kufanele bacabangele lezi zingozi ngaphambi kokwenza isinqumo sokutshala imali eSpain.

Isiphetho

Ukutshalwa kwezimali kwezindlu e-Spain kunikeza izinzuzo eziningi, okuhlanganisa intela evumayo, izintengo ezithengekayo kanye nesidingo esinamandla sokuqasha. Abatshalizimali bangakwazi futhi ukujabulela izinga eliphezulu lempilo kanye nesimo sezulu saseMedithera. Ngezintengo ezehlayo namazinga enzalo aphansi, iSpain iyisinqumo esihle kakhulu kubatshalizimali abafuna imbuyiselo enhle ekutshalweni kwabo.